Billing & Payment Policy

Billing & Payment Policy

At SelectCart, we aim to provide a safe, simple, and seamless checkout experience. All prices listed on our website are in USD ($) unless stated otherwise.

1. Accepted Payment Methods

We accept secure online payments through the following methods:

  • Credit & Debit Cards:

    • Visa

    • Mastercard

    • American Express

    • Discover

    • JCB

    • Diners Club

  • Digital Wallets:

    • PayPal

2. Payment Processing & Order Confirmation

  • Immediate Billing: Your chosen payment method will be charged in full at the time you place your order.

  • Order Verification: Once your payment is successfully processed, you will receive an automatic Order Confirmation Email containing your order summary and transaction details.

  • Authorization Holds: In some cases, your bank or payment provider may place a temporary authorization hold on your account when an order is placed.

3. Payment Security & Data Privacy

Your payment safety is our top priority:

  • SSL Encryption: Our website uses 256-bit Secure Sockets Layer (SSL) encryption technology to protect your personal and financial information during transmission.

  • PCI Compliance: We adhere to the highest Payment Card Industry Data Security Standards (PCI-DSS).

  • No Stored Card Data: We do not store, host, or have access to your full credit card numbers or sensitive CVV codes on our servers. All transactions are securely handled directly by our payment gateway providers.

4. Sales Tax & Currency

  • Currency: All transactions are processed in USD. If your payment card operates in a different currency, your bank or card issuer will automatically convert the charge based on their current exchange rates and may apply international transaction fees.

  • Taxes: Applicable sales taxes or local duties are calculated and displayed clearly at checkout before you complete your purchase.

5. Payment Errors & Fraud Prevention

  • Billing Address Verification: To prevent fraudulent orders, your billing name, address, and phone number must match the details on file with your card issuer or PayPal account.

  • Failed Transactions: If your payment is declined, please verify that your billing details are correct, ensure sufficient funds are available, or try an alternative payment method.

  • Fraud Checks: We reserve the right to flag, hold, or cancel any order suspected of unauthorized or fraudulent activity.

6. Contact Us

If you have any questions regarding payment processing, billing disputes, or refunds, please reach out to our customer support team:

  • Email: info@shopselectcart.com

  • Mailing / Business Address: Siyakhana Street, Hermanus, Western Cape, 7200, South Africa

  • Customer Support Hours: Monday - Friday, 9:00 AM - 5:00 PM (EST)